Minimum to open and earn is $10,000. Opening funds must be from an outside institution. Fees may reduce earnings. Penalty may be imposed for early withdrawal. Rate not offered nor available with any other offer(s). APY is annual percentage yield. Rate subject to change as determined by HFDFCU Board of Directors. Subject to credit union membership. Dividends credited quarterly to Regular Savings. Other restrictions may apply. Each qualifying opening will earn the member an entry to win a $100 Hawaiian Airlines Gift Card, drawn on 12/15/2018. Other restrictions may apply. Products, services, offers, gifts, rates, fees, terms, restrictions subject to change or cancellation. Hawaiian Airlines is not a sponsor of this giveaway.